 bike parked
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Joined: Jan 2005
Posts: 1,847
Learned Hand
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OP
Learned Hand
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Posts: 1,847 |
Warren
04 Caspian Blue and Silver America
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Re: bike parked
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Joined: Oct 2007
Posts: 1,680
Learned Hand
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Learned Hand
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Dang man! Glad you weren't on it though.
Thom
I might be wrong, I sometimes am.
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Re: bike parked
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Joined: Jan 2005
Posts: 7,630 Likes: 7
Monkey Butt
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Monkey Butt
Joined: Jan 2005
Posts: 7,630 Likes: 7 |
Look on the bright side. At least it was wrecked without you on it. Sorry to hear about it though.
We all like to think of ourselves as rugged individualists. But when push comes to shove most of us are sheep who do what we are told. Worst of all, a lot of us become unpaid agents of whoever is controlling the agenda by enforcing the current dogma on the few rugged individualists who actually exist.
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Re: bike parked
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Joined: Mar 2005
Posts: 2,419
Oil Expert
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Oil Expert
Joined: Mar 2005
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Ow! That's hard. You take all the reasonable care you can for security and safety but you can never guard against random events like that. 
Cheers, Richard
~~~~~~~~~~~~
09 America, Staintune Pipes, K&N, Breathe, Hagon Nitros, AI & O2 removed, tune 20184 (modified), MTX-L a/f gauge
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 Re: bike parked
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Joined: Jan 2005
Posts: 2,240
Oil Expert
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Oil Expert
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What happens happens. Glad it was the bike and not you. Maybe some good can come of it? All things happen for a reason - it's just figuring out the reason that's tough sometimes.... 
Keith
Houston
Ridin'Texas
'04 Speedmaster
AI removed, Pingle, UNI Filter, 1 shim, straight-through slash-cut TORs, Stage 1 DynaJet, 140 mains, 3 turns, 16/42 final drive, 115K
2020 T120 Black
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Re: bike parked
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Joined: Nov 2009
Posts: 713
Adjunct
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Adjunct
Joined: Nov 2009
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Am so sorry! Sure glad you weren't on it...hope you can get it repaired soon. Good luck.
Have a heart that never hardens, a temper that never tires, a touch that never hurts. - Charles Dickens
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Re: bike parked
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Joined: Mar 2009
Posts: 12,964
Stickman Yogi
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Stickman Yogi
Joined: Mar 2009
Posts: 12,964 |
What an ordeal! But as we all know, sh!t happens and in your case no one was hurt. Bummer though... no denying that! 
Live to love, love to live.
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Re: bike parked
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Joined: Aug 2009
Posts: 1,499 Likes: 7
Learned Hand
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Learned Hand
Joined: Aug 2009
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'04' Black America
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Re: bike parked
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Joined: Jan 2005
Posts: 1,847
Learned Hand
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OP
Learned Hand
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Posts: 1,847 |
Quote:
   Do you have independent adjusters or adjusters from the insurance co.?
So far, my insurance co just said, 'you know you don't have collision or comprehensive' I guess we will close this case. Then left voice mail at the other insurance co. because the adjuster assigned to the case was on vacation. Bike is at the dealers. 
Warren
04 Caspian Blue and Silver America
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Re: bike parked
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Joined: Aug 2009
Posts: 2,580
Loquacious
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Loquacious
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Quote:
What happens happens. Glad it was the bike and not you. Maybe some good can come of it?
All things happen for a reason - it's just figuring out the reason that's tough sometimes....
What he said
Glad you're not hurt
Too old to die young, too ugly to leave a good looking corpse
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Re: bike parked
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Joined: Apr 2011
Posts: 129
Adjunct
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Adjunct
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Hope it gets resolved/repaired soon, and more importantly, glad to hear you weren't hurt.
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Re: bike parked
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Joined: Jan 2005
Posts: 8,639 Likes: 3
Old Hand
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Old Hand
Joined: Jan 2005
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Hope it broke his toy telephone so it won't happen again for a week or two.
Let's hope there's intelligent life somewhere in space 'cause it's buggar all down here. -- Monte Python
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Re: bike parked
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Joined: Jan 2005
Posts: 5,590
Check Pants
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Check Pants
Joined: Jan 2005
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Bad juju man  Almost like when the only tree in North Dakota fell on top of my truck & bike  j  h
"It's not what I say that's important, it's what you hear" Red Auerbach
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Re: bike parked
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Joined: Sep 2006
Posts: 231
Adjunct
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Adjunct
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Glad you are not part of the damage. As for the insurance, I had a mishap caused by another driver last month. I never even called my insurance company because I only have liability coverage.
I called his. Gave them the policy number, and the guy's name, and they opened a claim.
Sounds like your damage is more severe than mine, but they never sent out an adjuster, never asked for pictures. They just paid it off.
Different states have different insurance laws. I live in Massachusetts and the accident happened, and driver lived in New Hampshire.
Don't be timid. Insurance companies make their money by not paying claims.
Ted
Send lawyers, guns and money, cause the sh*t has hit the fan!
-W. Zevon
2020 Bud Ekins T100
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Re: bike parked
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Joined: Jan 2005
Posts: 1,847
Learned Hand
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OP
Learned Hand
Joined: Jan 2005
Posts: 1,847 |
Seems like Blue Book for my ride is 4400 and the shop is at 3600 for parts already, Insurance co did get in touch with me, polite so far. Sending the adjusters. Gonna go visit tomorrow.
Warren
04 Caspian Blue and Silver America
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Re: bike parked
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Joined: May 2011
Posts: 109
Adjunct
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Adjunct
Joined: May 2011
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Quote:
Quote:
Do you have independent adjusters or adjusters from the insurance co.?
So far, my insurance co just said, 'you know you don't have collision or comprehensive' I guess we will close this case. Then left voice mail at the other insurance co. because the adjuster assigned to the case was on vacation. Bike is at the dealers.
Didn't the guy who hit your bike have insurance? THAT'S who you have to go after.
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Re: bike parked
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Joined: Sep 2010
Posts: 8,393 Likes: 1
Second Wind
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Second Wind
Joined: Sep 2010
Posts: 8,393 Likes: 1 |
Sorry to that this happened to ya man. Its gotta suck............people in their damned cars. Too bad we live in a world full people wondering around half asleep.
I have no faith in human perfectability. I think that human exertion will have no appreciable effect upon humanity. Man is now only more active - not more happy - nor more wise, than he was 6000 years ago.
Edgar Allan Poe
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Re: bike parked
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Joined: Sep 2006
Posts: 231
Adjunct
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Adjunct
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Warren:
I'm not a lawyer, nor do I play one on tv.
But my understanding of how this works is that the other parties liability insurance should pay to make you whole. Not up to the blue book value, but up to what you had before some dumbass crashed into your parked bike. That is what the liability insurance part of anyone's policy is all about.
You shouldn't have to lose because of someone else.
If you get anything besides full repair or replacement, hire a lawyer, and add their cost to your claim.
Ted
Send lawyers, guns and money, cause the sh*t has hit the fan!
-W. Zevon
2020 Bud Ekins T100
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Re: bike parked
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Joined: Jan 2005
Posts: 6,681 Likes: 1
Bar Shake
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Bar Shake
Joined: Jan 2005
Posts: 6,681 Likes: 1 |
That sucks man. If the adjuster does you right there is a loaded cherry Mulberry 05 America in the classified section. He's down to $4500. 
"Catching a yellow jacket in your shirt at seventy miles per hour can double your vocabulary" Author unknown
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Re: bike parked
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Joined: Jan 2005
Posts: 12,164 Likes: 1
Should be Riding
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Should be Riding
Joined: Jan 2005
Posts: 12,164 Likes: 1 |
Quote:
If you get anything besides full repair or replacement, hire a lawyer, and add their cost to your claim.
Exactly. Those accident attorneys do more than "if you're hurt" stuff, they should be able to help with this kind of stuff too.
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Re: bike parked
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Joined: Sep 2010
Posts: 8,393 Likes: 1
Second Wind
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Second Wind
Joined: Sep 2010
Posts: 8,393 Likes: 1 |
Just go on and hire a lawyer now. The insurance racketeers will try to screw ya. Its what they do.
I have no faith in human perfectability. I think that human exertion will have no appreciable effect upon humanity. Man is now only more active - not more happy - nor more wise, than he was 6000 years ago.
Edgar Allan Poe
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Re: bike parked
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Joined: Aug 2009
Posts: 1,499 Likes: 7
Learned Hand
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Learned Hand
Joined: Aug 2009
Posts: 1,499 Likes: 7 |
If they total it,You should at least wait until they give you a no.#, Look for for bikes that are similar to yours (options, age and condition) that are for sale in your area and see if the Ins. co. price is amendable to this. Don't forget the sales tax , registration and inspection fees needed to get back on the road!!
'04' Black America
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Re: bike parked
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Joined: Jan 2005
Posts: 1,847
Learned Hand
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OP
Learned Hand
Joined: Jan 2005
Posts: 1,847 |
Thanks for all the advice and best wishes. You guys are the best. Missing my ride, but this one might be the last.
Last edited by AngusPT; 06/26/2011 9:36 AM.
Warren
04 Caspian Blue and Silver America
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Re: bike parked
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Joined: Feb 2006
Posts: 274
Adjunct
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Adjunct
Joined: Feb 2006
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Sorry about your bike Warren and glad you weren't on it. From the parts price so far, the adjuster will probably declare the bike a total loss. As has been said, take no prisoners with the insurance company. The adjusters job is to settle for the least possible. Include the costs mentioned earlier plus your expenses to shop for and acquire another bike. Tell the adjuster that you will need a rental bike (whether you do or not) until they settle. They hate to pay rentals and will settle quicker if it is going to cost them more.
Also, when they total it, you may want to ask how much they will sell you the salvage for. Often, they will sell the salvage to the owner for small $$$ so they don't have to sell to a salvage yard. If you get another America, you will have a parts bike to use, sell or you can fix it yourself with parts here or from fleabay. If you buy it back, be sure to find out how much the dealer is going to charge for storage ($20-$50 per day) and who's going to pay. If it is you, subtract that from your offer for the salvage. If you aren't interested in the salvage to keep for yourself, let me know.
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Re: bike parked
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Joined: Jan 2005
Posts: 1,847
Learned Hand
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OP
Learned Hand
Joined: Jan 2005
Posts: 1,847 |
Put a voice mail into one of those motorcycle lawyers in the area, we will see.. Thanks for all the help and good wishes. 
Warren
04 Caspian Blue and Silver America
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Re: bike parked
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Joined: Jan 2005
Posts: 1,847
Learned Hand
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OP
Learned Hand
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Posts: 1,847 |
Offering 3650 for my bike, just too little, shop says 4400, I say too little.....
Warren
04 Caspian Blue and Silver America
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Re: bike parked
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Joined: Jan 2005
Posts: 1,847
Learned Hand
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OP
Learned Hand
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1298 salvage price offered
Warren
04 Caspian Blue and Silver America
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Re: bike parked
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Joined: Mar 2005
Posts: 1,284
Learned Hand
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Learned Hand
Joined: Mar 2005
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The other car's owner is liable for your damages. Tell them that you just took a deposit for an agreed upon price of $5900 from the bikes new owner and were heading to finish the transaction after work, (until THEIR car hit it). That's your damages. In MA you'd have a check on it's way, VA, I don't know. Good luck I hope you get every penny. 
Strangler
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Re: bike parked
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Joined: Jan 2005
Posts: 18,825
"Lighten up, Francis."
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"Lighten up, Francis."
Joined: Jan 2005
Posts: 18,825 |
I hate to say it, but 4400 is about right for an '04. I know they're worth more to us but the rest of the world doesn't care.
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Re: bike parked
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Joined: Dec 2007
Posts: 593
Adjunct
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Adjunct
Joined: Dec 2007
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As some one has already said. "there is a loaded cherry Mulberry 05 America in the classified section. He's down to $4500."
Even taking the $3650 offered by the insurance you should be able to break even after selling off the parts you don't want as well as the stock parts that come with it.
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Re: bike parked
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Joined: Mar 2009
Posts: 12,964
Stickman Yogi
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Stickman Yogi
Joined: Mar 2009
Posts: 12,964 |
Quote:
I hate to say it, but 4400 is about right for an '04. I know they're worth more to us but the rest of the world doesn't care.
That's pretty much true.
Live to love, love to live.
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Re: bike parked
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Joined: Jan 2005
Posts: 1,425
Learned Hand
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Learned Hand
Joined: Jan 2005
Posts: 1,425 |
hope the lawyer has better info. like some sort of suffering loss due to the BS. OH was your helmet hanging on the bike? They have to pay for that also. shoot a good showie runns around 700 +/- ,, so there is a few more possible dollars. you might not have been on the bike but they ruined a helmet. Just a thought.
Mal: "Y'all see the man hanging out of the spaceship with the really big gun?{ref, Jayne} Man's lookin' to kill some folk. So really, it's his will y'all should worry about thwarting."
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Re: bike parked
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Joined: Jan 2005
Posts: 1,847
Learned Hand
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OP
Learned Hand
Joined: Jan 2005
Posts: 1,847 |
Quote:
I hate to say it, but 4400 is about right for an '04. I know they're worth more to us but the rest of the world doesn't care.
I would be happy with 4400, Not happy with 3650, they need to come up a bit. I'd be happy with somewhere in between, 3650 is too low.
Warren
04 Caspian Blue and Silver America
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Re: bike parked
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Joined: Jan 2005
Posts: 18,825
"Lighten up, Francis."
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"Lighten up, Francis."
Joined: Jan 2005
Posts: 18,825 |
That's probably pretty close to book. Unfortunately.
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Re: bike parked
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Joined: Jan 2006
Posts: 7,701 Likes: 22
Monkey Butt
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Monkey Butt
Joined: Jan 2006
Posts: 7,701 Likes: 22 |
NADA for my Texas zip gives it a 3510 average retail. Without bodily injury involved no lawyer will take it.
If it will bring 1300 in salvage per their appraisal then it is not totaled. Tell them to fix it. They are only at 65% to value. They owe you 500 more and make sure they pay for all the hauling and storage on it. They also owe you the pro-rated taxes and registration for the remainder of its license year.
I try to aggravate one person a day. Today may be your day.
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Re: bike parked
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Joined: Sep 2006
Posts: 231
Adjunct
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Adjunct
Joined: Sep 2006
Posts: 231 |
In Virginia, the minimum liability coverage is $20.000 for property damage. Because your vehicle was parked legally, the claim lies at the feet of the other driver's insurance company
You do not have to accept their offer. I believe they can require you to get several quotes for repair, but they must pay for the lowest one that restores the vehicle to its original (pre crash condition). If you were claiming on your own collision or comprehensive policy it would be one thing.
But because you are filing a claim against the other party's policy, that is different.
In addition to adjusters being rated by their supervisors on how little they can settle for, they are also rated on quickly they can close claims.
Stonewall, my friend. Until you get the money to repair your bike.
Send lawyers, guns and money, cause the sh*t has hit the fan!
-W. Zevon
2020 Bud Ekins T100
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Re: bike parked
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Joined: Jan 2005
Posts: 1,847
Learned Hand
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OP
Learned Hand
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Posts: 1,847 |
Thanks for your input
Warren
04 Caspian Blue and Silver America
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Re: bike parked
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Joined: Apr 2005
Posts: 582
Adjunct
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Adjunct
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I find an angry attitude helps get what you want, add a few "magic" words for color, and ask them what they are going to do to make YOU HAPPY & restore your property to it's pre-crash condition. Be sure to mention that your next call is to some bulldog money hungry lawyer.
"Got the wind in my face the road goes on for miles...."
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Re: bike parked
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Joined: Jan 2005
Posts: 1,847
Learned Hand
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OP
Learned Hand
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Posts: 1,847 |
Ordered parts to get back on the road. 3510 for my 2004 was too low, 1298 salvage value, hmmm, Garage has been empty too long, next time, I want a rental bike too!
Warren
04 Caspian Blue and Silver America
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Re: bike parked
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Joined: Jan 2005
Posts: 1,847
Learned Hand
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OP
Learned Hand
Joined: Jan 2005
Posts: 1,847 |
Quote:
What happens happens. Glad it was the bike and not you. Maybe some good can come of it?
All things happen for a reason - it's just figuring out the reason that's tough sometimes....
Upgraded springs and shocks with a few scratches and dents are coming out of this. 
Warren
04 Caspian Blue and Silver America
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