I cut mine just above the taillight bracket before paint and made a new taillight/tag bracket. Still need the lowering shocks, stiil has that dirtbike look. All I did was make a paper template of a nice radius, found the centerline of the fender, and marked it off with masking tape. A decent jigsaw blade did a nice job of cutting it, just needed a little cleanup with a flap wheel in my grinder.
Once you disconnect the wiring to the taillights and turn signals, all you have to do is take out the 4 fender strut bolts and the two beneath the seat to remove the fender. No sweat.
