I bought a Westbourne jacket from Triumph earlier in the summer. Highly recommend it, but have a couple questions. (1) Anyone know where to order the fleece neck warmer and has anyone used it? Getting into fall and it might be useful here in Chicago; (2) there is what appears to be an insert sleeve in the back for additional armor/padding. Anyone know what fits in there or have any experience with it? Not sure it would be useful to have in there, but Triumph must have been thinking something when they sewed that in.