Well, sounds like you made up your mind, but i got my bike a week ago, my first bike ever, 06 speedmaster... This was a day after I passed the MSF course. My dealer was a fairly good distance from home, and I drove it off of the dealers lot. Well, that was a week ago, just did the 500 mile maintenence. Love this bike, the best bike I think that I could have gotten even if it weren't my first. As far as comfort, you have to make that call for yourself. Seeing as your dealer is far away and you don't seem too confident in your abilities delivery is probably a good choice. I honestly didn't know at the time that I purchased my bike that they would deliver it. Still wouldn't have changed what I did. I am still learning the limits of the bike, handles great and begs me to keep pushing her limits... Nothing about this bike is overwhelming though... just go and enjoy it when and where you feel comfortable. Congratulations on your new bike. I think that you will discover that it will not be a luxury but rather a neccessity.