Well basically being a new rider & an adult I really don't like that saying about 2 types of riders. As many have pointed out before I look at it as taking your own freewill & responsabilty out of the equation & sucummbing to a predetermined fate... Now there's no accounting for soccer-mom, not looking & puttin on make up but ultimately we are responsible for ourselves & need to take on the amount of risk you, yourself are comfortable with.
Granted the likely hood is greater for an "accident" to occur on two wheels vs four. But it's nothing I dwell on for sure but never let it too far outta my mind... gotta keep that PMA!
But I did just go thru riding school about a coupla months ago & for what it's worth the stats given to me showed that riders with between 2-3 yrs of seat time are more likely than ppl with under 1yr! I suppose the theory behind that is that's the time frame when the ego over takes the rational part of the brain that keeps you on yer toes!
