From above:
The rules recognize that employers cannot refuse health care coverage to an employee on the basis of their participation in a recognized recreational activity. However, the benefits can be denied for injuries sustained in connection with those activities. Essentially, the regulation grants equal status to motorcyclists without any substantive benefits. "Because of this loophole, someone who participates in motorcycling or snowmobiling could be denied health care coverage, while someone who is injured while drinking and driving a car would be protected,"
And some wonder why lawers are sometimes compared to bottom feeders?