That's a little worse than my Indian payment plan. 340 a month for eight years. But the plan is to sell a couple of my other toys this spring and get it down to owing 10 grand, and then I'll refinance with a local bank, who I've already talked to. If ya gonna PLAY with the big boys, ya gotta PAY like the big boys! ( I should mention here that Donald Trump, Warren Buffet and I regularly go camping together).