Actually I didn't want to finance the full amount I negotiated on the car and since I pretty much depleted my savings when I got laid off it was the best financial decision to let go of the bike. And I got more out of it than I would feel comfortable asking from anyone here.
As far as the insurance it's really not that bad since both my wife and I have excellent driving records. about $150ish for full coverage on 3.That's about $40 more than I was paying. And about 2 days worth of gas in my truck. Or the car payment + the insurance = about 9 days in the truck. Yes I wanted the Mini but for these reasons: my truck gets about 13-15mpg, my wife's car is less than a year old and I don't wanna rack up the miles or leave her without it, sometimes it just to cold to ride and the mini still gets about 29 mpg. Also its a hoot to drive.

In MY perfect world I'd have a 40x 60 garage lined with all types of vehicles, mainly Triumphs.