In 2006 Got rear ended on 02 TBA. Other persons Ins. Adjuster did estimate for over almost 3700. Bike was valued at about 3600. I got him to take saddlebags offand got bike fixed. When bicycle ran out in front of me in May 2013, worked with my insurance to keep bike.
Parts aren't cheap, value of bike gets less and less.Next time something happens, may not be so lucky.

I was so much older then, I am younger than that now (Wrote By Dylan Sung by the BYRDS,)