I think putting a shelter in place is smart. Peace of mind is worth it even if you never use it. Strange house fact that I learned after I built my octagon shaped house. I was wandering around the back highways in Ill. a while back, and came across a small state park. I went on in just to look around and the centerpiece of the park was an octagonal barn. It seems that they were kinda popular in the Pensylvania area in the 1800s. A history of this kind of structure was on a sign by the barn. One of the things the history noted was that eight sided structures were considered to be "tornado resistant", due to it's shape. Evidently, there has never been a reported loss due to tornado of such a structure ever. When I related this to the wife, she laughed and said, " Yeah, with all the steel reinforcement you put in this place, it'll probably just be pushed over on it's side, in one piece". Anyway, I hope somebody is right. The d**m insurance company cancelled my home insurance two months ago because it wasn't "completed in time, so doesn't qualify for "building insurance". And, they won't insure it the regular way cause it's "unfinished'. Typical insurance co. catch 22.
