 I'm going to bore you with bike insurance moan
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Joined: Jun 2007
Posts: 3,402 Likes: 7
Loquacious
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OP
Loquacious
Joined: Jun 2007
Posts: 3,402 Likes: 7 |
OK, my insurance is due for renewal tomorrow on the America and the R3. Carole Nash kindly sent me a renewal price of £354.83. I decided to get some more quotes (who renews these days without shopping round?) so I went on the online comparison sites with varying degrees of success. It's still amazes me that the drop down menu things still don't list the America. Speedy yes but no America. We must be so exclusive and special I guess. One company said they wouldn't insure me because the America has alloy wheels instead of spokes. I said but they are still America wheels, just off a later model. Still no joy. I questioned if they wouldn't insure alloy wheels, how do they insure later model Americas WITH alloy wheels? I called Bikesure and got some discount as I'm a MAG member (it's worth the annual membership just for that alone!!). I then called Carole Nash back after I got the quote from Bikesure with the " I'm leaving so give me some massive discount" routine. It didn't work. They could only get one company to insure the America because it was a non-standard paint job. £655.49!! WTF? I'd have thought painting bikes was quite a common mod. Yes? Anywho, Carole Nash can blow it out of their ass, Bikesure get my £247.88 fully comp for both bikes 
"You can't believe everything you read on the internet" : William Shakespeare
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Re: I'm going to bore you with bike insurance moan
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Joined: Aug 2009
Posts: 1,669
Learned Hand
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Learned Hand
Joined: Aug 2009
Posts: 1,669 |
That SUX. Not sure if that's a yearly rate, 6 months. But if it makes you feel any better I pay $69.48 USD every 6 months on my 07 Speedy.
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Re: I'm going to bore you with bike insurance moan
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Joined: Jan 2007
Posts: 3,464 Likes: 1
Loquacious
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Loquacious
Joined: Jan 2007
Posts: 3,464 Likes: 1 |
There seems to be no rational basis for insurance rates. I just had all my policies requoted. I use three different companies (home, auto & bike) solely due to the dramatic price differences.
With my bike insurer (Geico), I pay a total of $139 yearly for the America and the Honda. To add the little 150cc scooter - worth less than a grand, would add $600 per year!
My homeowners insurance company (State Farm) wants almost $800 more per year to cover my cars than 21st Century charges me.
My guess is that you told Nash you'd added the alloy wheels - they don't like modifications. Sounds like Bikesure did the right thing for ya.
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Re: I'm going to bore you with bike insurance moan
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Joined: Sep 2010
Posts: 8,393 Likes: 1
Second Wind
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Second Wind
Joined: Sep 2010
Posts: 8,393 Likes: 1 |
Mine fully covered is 156 per year.
I have no faith in human perfectability. I think that human exertion will have no appreciable effect upon humanity. Man is now only more active - not more happy - nor more wise, than he was 6000 years ago.
Edgar Allan Poe
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Re: I'm going to bore you with bike insurance moan
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Anonymous
Unregistered
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Anonymous
Unregistered
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Bonny america 06,tiger 1050 07,ford escape 04, all paid monthly at less the 90 bucks fully covered with a few xtras in coverage through state farm.
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Re: I'm going to bore you with bike insurance moan
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Joined: Feb 2007
Posts: 23,186 Likes: 55
Fe Butt
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Fe Butt
Joined: Feb 2007
Posts: 23,186 Likes: 55 |
I pay $86 US for 12 months for my SM, BMW and chopper
I learned all I need to know about life by killing smart people and eating their brains.
Eat right ,Exercise ,Stay fit, Die Anyway!
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Re: I'm going to bore you with bike insurance moan
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Joined: Jul 2005
Posts: 2,254
Oil Expert
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Oil Expert
Joined: Jul 2005
Posts: 2,254 |
wow i hate these threads , however ,here in the lower mainland of beautiful BC Canada ,i'm paying $100ish per month for basic insurance with a Half Mill liability , the extras like fire, theft,and damaged gear etc, plus its also storage ins when bike is off the road is another $500ish per year ,i dont buy it.(and thats all per bike) plus i pay the same again for my truck  . i ll leave now and apply the soooothing ointment .........AGAIN 
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Re: I'm going to bore you with bike insurance moan
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Joined: Dec 2007
Posts: 593
Adjunct
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Adjunct
Joined: Dec 2007
Posts: 593 |
Quote:
wow i hate these threads , however ,here in the lower mainland of beautiful BC Canada, I'm paying $100ish per month for basic insurance with a Half Mill liability , the extras like fire, theft,and damaged gear etc, plus its also storage ins when bike is off the road is another $500ish per year ,i don't buy it.(and that's all per bike) plus i pay the same again for my truck . i ll leave now and apply the soooothing ointment .........AGAIN
Wow, and I thought mine was bad. I used to pay about $1000/year but luckily change a couple of years ago and am only paying $460/year. I just did an on-line quote for my wife's new bike and it is only going to be $229/year. They also seem to have special discounts for more than 3 bikes as well which might help when I try to convince the wife I need another bike. 
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Re: I'm going to bore you with bike insurance moan
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Joined: Jun 2007
Posts: 3,402 Likes: 7
Loquacious
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OP
Loquacious
Joined: Jun 2007
Posts: 3,402 Likes: 7 |
Quote:
I pay $86 US for 12 months for my SM, BMW and chopper
$86??!!!!
Jesus, that's about £60!!!
"You can't believe everything you read on the internet" : William Shakespeare
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Re: I'm going to bore you with bike insurance moan
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Joined: Feb 2005
Posts: 20,096 Likes: 2
Fe Butt
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Fe Butt
Joined: Feb 2005
Posts: 20,096 Likes: 2 |
Quote:
Quote:
I pay $86 US for 12 months for my SM, BMW and chopper
$86??!!!!
Jesus, that's about £60!!!
Uh huh. Iah takes full advantage of the "Ignition Breaker Points, Kickstarter and Non-ABS Discount" that his insurance provider offers! It's the Speedmaster that's the bulk of his charges here.
(...ain't that right, Ian!) 
Yep! Just like a good Single Malt Scotch, you might call me "an acquired taste" TOO.(among the many OTHER things you may care to call me, of course)
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Re: I'm going to bore you with bike insurance moan
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Joined: Feb 2005
Posts: 20,096 Likes: 2
Fe Butt
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Fe Butt
Joined: Feb 2005
Posts: 20,096 Likes: 2 |
Btw Ade, so does this Carole Nash Co. you mentioned have a problem with ALL non-stock motorcycles? 'Cause dude, THAT'S just freakin' WEIRD!!!  (...yeah, so maybe it's just one o' those "British Eccentricity" sorta things, eh?!...you know, like that whole "superfluous 'u'" thing!!!)
Yep! Just like a good Single Malt Scotch, you might call me "an acquired taste" TOO.(among the many OTHER things you may care to call me, of course)
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Re: I'm going to bore you with bike insurance moan
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Joined: Feb 2007
Posts: 23,186 Likes: 55
Fe Butt
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Fe Butt
Joined: Feb 2007
Posts: 23,186 Likes: 55 |
that is bare minimum liability to get the tags and all I carry.I get the experienced rider discount and renewal discount as well as the multiple bike discount. I am with Aegis (sp?) a friend of mine used to work in the industry as an agent and specialized in bikes, he hooked me up. Also all are under 1000cc, there is a fairly steep surcharge for any over that.
I learned all I need to know about life by killing smart people and eating their brains.
Eat right ,Exercise ,Stay fit, Die Anyway!
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Re: I'm going to bore you with bike insurance moan
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Joined: Feb 2005
Posts: 20,096 Likes: 2
Fe Butt
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Fe Butt
Joined: Feb 2005
Posts: 20,096 Likes: 2 |
Oh, and another btw here, Ade... Did you get a quote from Geico, or don't they have that over there? WHICH if ya THINK about it would be kinda ironic if they don't, considerin' their little gecko spokesperson..err..I mean spokesLIZARD has that British accent and all! http://www.youtube.com/watch?v=acCfnwTpdxU(...sooooo, what is that?...an EastEnder's accent or somethin'?)
Yep! Just like a good Single Malt Scotch, you might call me "an acquired taste" TOO.(among the many OTHER things you may care to call me, of course)
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Re: I'm going to bore you with bike insurance moan
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Joined: Jan 2005
Posts: 1,459 Likes: 1
Learned Hand
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Learned Hand
Joined: Jan 2005
Posts: 1,459 Likes: 1 |
I tried a quote from Carol Nash myself this year, I already have a Classic policy with them on my BSA, as Ade said they did not know of an America but after putting me on hold it was ok. They do not like any non standard bits at all. Especialy exhausts. I have a multi bike policy with a company here in NI and renewal was £300 thought I would give Carol Nash a go but they wanted £360, so I renewed with my present. Adelaide Insurance, they cover the complete UK if it helps anybody out.
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Re: I'm going to bore you with bike insurance moan
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Joined: Jul 2011
Posts: 2,212
Oil Expert
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Oil Expert
Joined: Jul 2011
Posts: 2,212 |
Quote:
Quote:
wow i hate these threads , however ,here in the lower mainland of beautiful BC Canada, I'm paying $100ish per month for basic insurance with a Half Mill liability , the extras like fire, theft,and damaged gear etc, plus its also storage ins when bike is off the road is another $500ish per year ,i don't buy it.(and that's all per bike) plus i pay the same again for my truck . i ll leave now and apply the soooothing ointment .........AGAIN
Wow, and I thought mine was bad. I used to pay about $1000/year but luckily change a couple of years ago and am only paying $460/year. I just did an on-line quote for my wife's new bike and it is only going to be $229/year. They also seem to have special discounts for more than 3 bikes as well which might help when I try to convince the wife I need another bike.
1000 per year! WOW. I pay 500 canadian a year for full comp on everything replacement value of 8k. Without comp i would pay about 1/2 of that, sometimes i think its not worth the extra bit for the comp part, but i have been known to drop my bike! LOL
2007 Speedmaster and miss it!
2013 T-Bird Storm and Luvin it!
Catching a yellow jacket in your shirt at 70 mph can double your vocabulary
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Re: I'm going to bore you with bike insurance moan
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Joined: Aug 2009
Posts: 2,580
Loquacious
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Loquacious
Joined: Aug 2009
Posts: 2,580 |
Quote:
I tried a quote from Carol Nash myself this year, I already have a Classic policy with them on my BSA, as Ade said they did not know of an America but after putting me on hold it was ok. They do not like any non standard bits at all. Especialy exhausts. I have a multi bike policy with a company here in NI and renewal was £300 thought I would give Carol Nash a go but they wanted £360, so I renewed with my present. Adelaide Insurance, they cover the complete UK if it helps anybody out.
I too tried Carole Nash last time I insured. They had no problem with the America but they were super expensive, the best quote was £90 MORE than my renewal with Devits.
I'll ask them again when I renew this year as the club I'm in gets £10 for every quote made on a special number 
Quote:
Btw Ade, so does this Carole Nash Co. you mentioned have a problem with ALL non-stock motorcycles? 'Cause dude, THAT'S just freakin' WEIRD!!!
What's even weirder is that they sponsor bike shows that have custom sections 
Too old to die young, too ugly to leave a good looking corpse
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 Re: I'm going to bore you with bike insurance moan
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Joined: Mar 2009
Posts: 12,964
Stickman Yogi
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Stickman Yogi
Joined: Mar 2009
Posts: 12,964 |
My insurance runs about $120/month for the TBA, and about $33/month for the Honda 350XL. And that's with the 40% safe driver's discount!
Live to love, love to live.
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Re: I'm going to bore you with bike insurance moan
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Joined: Jan 2007
Posts: 3,464 Likes: 1
Loquacious
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Loquacious
Joined: Jan 2007
Posts: 3,464 Likes: 1 |
That's just not right. Especially for youse guys that can't ride year round.
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Re: I'm going to bore you with bike insurance moan
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Joined: Jan 2005
Posts: 1,335
Learned Hand
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Learned Hand
Joined: Jan 2005
Posts: 1,335 |
I am getting ready to pay for my bike insurance. Both bikes (02 American & 07 Tiger ABS 1050) run me $258.00 per year through GMAC insurance. When I first go the Tiger I got quotes from Allstate, State Farm, GEICO & Progressive at around $1000.00 per year just for the Tiger.
Those who would give up essential liberty to purchase a little temporary safety deserve neither liberty nor safety.
Benjamin Franklin, US author, diplomat, inventor, physicist, politician, & printer (1706 - 1790)
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Re: I'm going to bore you with bike insurance moan
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Joined: Aug 2009
Posts: 142
Adjunct
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Adjunct
Joined: Aug 2009
Posts: 142 |
looks like yet another example of rip off Britain !!!!!
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Re: I'm going to bore you with bike insurance moan
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Joined: Mar 2008
Posts: 1,586 Likes: 1
Learned Hand
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Learned Hand
Joined: Mar 2008
Posts: 1,586 Likes: 1 |
Quote:
My insurance runs about $120/month for the TBA, and about $33/month for the Honda 350XL. And that's with the 40% safe driver's discount!
WoW MAN,thats like $1800 a year to be able to ride for five months.Thats not why I left BC,my truck went from $144 to over $800 and that was with all the stars driving record I held in ontario.If I am stopped and fall over its not going to cause $1000 damage which is what my deductable would be here if I carried all the comp.i dropped the coverage last year,it was 700+,now I down to three and change with Jevco.
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Re: I'm going to bore you with bike insurance moan
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Joined: Feb 2007
Posts: 23,186 Likes: 55
Fe Butt
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Fe Butt
Joined: Feb 2007
Posts: 23,186 Likes: 55 |
just got my renewal, $86.
I learned all I need to know about life by killing smart people and eating their brains.
Eat right ,Exercise ,Stay fit, Die Anyway!
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Re: I'm going to bore you with bike insurance moan
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Joined: Jul 2007
Posts: 6,060 Likes: 6
Worn Saddle
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Worn Saddle
Joined: Jul 2007
Posts: 6,060 Likes: 6 |
Quote:
just got my renewal, $86.
Now your're just being cruel, Ian.
Fidelis et Fortis
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Re: I'm going to bore you with bike insurance moan
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Joined: Feb 2011
Posts: 2,146
Oil Expert
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Oil Expert
Joined: Feb 2011
Posts: 2,146 |
I've have only used USAA for thirty five years. I call them up, tell them what I'm insuring and they write me a policy (which has always been less than anyone else). Policy service and claims can't be beat.
I also have a Mastercard with them at 5.9% and a car loan at 1.9%.
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Re: I'm going to bore you with bike insurance moan
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Joined: Jun 2007
Posts: 3,402 Likes: 7
Loquacious
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OP
Loquacious
Joined: Jun 2007
Posts: 3,402 Likes: 7 |
Quote:
Oh, and another btw here, Ade...
Did you get a quote from Geico, or don't they have that over there?
WHICH if ya THINK about it would be kinda ironic if they don't, considerin' their little gecko spokesperson..err..I mean spokesLIZARD has that British accent and all!
http://www.youtube.com/watch?v=acCfnwTpdxU
(...sooooo, what is that?...an EastEnder's accent or somethin'?)
I heard the Geico ads years ago and on the radio when I've been in the US and I wondered why the hell they used a Brit accent for the geco.
I listen to US radio online here now and I still wonder why they use it.
Anyway, my own BTW backatcha - that voice over bloke on the youtube vid sounds different to the one on the ads I hear now.
And yeah, it is an Eastenders-type accent .. laverley!
"You can't believe everything you read on the internet" : William Shakespeare
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Re: I'm going to bore you with bike insurance moan
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Joined: Feb 2007
Posts: 23,186 Likes: 55
Fe Butt
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Fe Butt
Joined: Feb 2007
Posts: 23,186 Likes: 55 |
I think he is supposed to be Austrailian from some of the expressions he uses.
I learned all I need to know about life by killing smart people and eating their brains.
Eat right ,Exercise ,Stay fit, Die Anyway!
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