I reckon I'm running later than all y'all. I haven't finished the numbers yet, but there is usually some coming back. Like TR6, I use the bi-monthly withdrawals as a way to keep my wife from spending it.
I have a good long list of I-want-a stuff but this year it is going into the remodeling project. That's OK, I get mints from Brent every chance I get anyway, just to irritate Marlene. She is getting to that shaking-the-head-in-disbelief stage now.
