I guess I am bucking the trend again, but I prefer to put it into Uncle Sams hands for a year and then get it back. Keeps the wife from spending it, We can't save squat unless it is not in our hands in the first place. I know it is wrong, but that is a fact in my household. $2400 back, going to California for our 20th anniversary. May even rent a bike while we are there. TR.
