Just had a Top of the range Datatool alarm imobilliser and tracker system professionally fitted to my Sprint ST. Ready for renewal of insurance. Literally the best one you can buy. Award wining well reviewed and most importantly thatcham approved to the highest standard.
So I phone up my insurer and proudly tell them what I've had done and they ask for my certificates and proof of professional fitting etc which I popped in the post. I then got a call to say they've accepted the proof and my premium could be amended. It's gone UP by £35.00.....
Apparently the system is a 10% saving. But there's a 20% premium for modified electrics and a further 2% increase for modified chassis (all fairing is on switches) unless its factory fitted!
Mad right? Well no actually. Go to a price comparison site and put a bike in with and without an alarm imobilliser and see what happens. It's not that unusual for it to increase the premium by 5-10%
Obviously other factors involved but I've tried it with about 20 bikes now and 4 went up by a good amount.
Thought I'd share