I am very happy you are OK.
If there is a left lane for passing when turning left you have to be in the farthest left position on the road to make that turn.
If I read this right you turned left into the path of the passing car right? The improper left turn or lane change along with an invalid right hand gesture really puts you at more than 50% the proximate cause of the accident.
If you reverse the situation and were passing a car that was to the right with his left hand straight up out the window then turned left in front of your bike what would the consensus be?
I think its an unfortunate accident. Since you are on a bike his carrier may pay the claim just from an exposure point of view but not from a liability disadvantage.
