Probably very true there, John.
And, EXACTLY the reason why I'd HATE to be any younger than I am now, 60 years old, and NOT retired.
(...'cause I think I'm at an age that was probably the LAST generation where a basic Blue Collar worker with only a high school education to his name COULD own their own home, retire and enjoy life BEFORE you'd get REALLY freakin' old and feeble!)