Clanrickarde,
Your story sounds a lot like my first bike post marriage. I got married, moved to Charleston, SC and my only transportation was a Honda Ascott for 2 years. I swore when I left the service and moved to the DFW area that I would never ride in the rain again. Well...I guess there are some things you can never avoid but if it looks like it is going to rain I take the car.
I guess I am not a "real" rider but I do love to ride; just not enough to ride in the rain.
