I'm with Greybeard. Being in SoCal we have more opportunity to ride when it is nice. It's like being a skier and living in Denver. One can pick the days.
When it rains in SoCal, all the amateurs are on the road.
Accidents increase at least 400% (literally).
I don't ride if it's under 55degress or when it rains. Call me a wuss.