I don't own a car... and yes I own a trailer for my bike, however the trailer goes BEHIND the bike, not UNDER it!

I have wet weather gear for when it rains, winter gear for when it's cold, and summer gear for when it's hot. I go shopping, camping, scuba diving, and everywhere else on my bike (actually the bike doesn't come diving WITH me, it stops at the water's edge since I cut off it's snorkle.

) If the bike's wet when I get home I spend five minutes with a chamois. If it's dirty I wash it ASAP. I figure it's a British bike so it must be able to handle rain.

Don't get me wrong, I don't LIKE riding in rain and will avoid it if I can. I dropped it 6 months ago due to rain and I came very close to losing it again 2 days ago from trying to change lanes at highway speed over a wet white line. However I will do it, and have even found myself enjoying it sometimes. My view is that if you won't ride when it's wet, you're not a REAL rider.
Matt