both do look good and I'm a fenderless fellow myself.

stick the fender on when youre going out in the rain.

its not that big of deal when you get caught in the rain though. The water hits you in the face like it would when its raining a little harder. And when the rain actually stops, its still raining on your bike until the asphault dries. some people think its like a firehose blasting you in the face or something. not on my bike at least.