A good percentage of motorcycle fatalities involve riders that are in over their head. Little Ricky Rice Rockets to weekend Easy Riders with little or no road time. Some fatalities are situations that full body armour wouldn't have made a difference. I wear a helmet, not crazy about it, but I wear one. I went years without doing so and lived to tell the tale. It should be about choice. I'd probably ride with a helmet even if it wasn't required, but it should be up to me.