So much for "assuming", I learned this past week whilst purchasing a policy that Montana doesn't require motorbike owners to carry insurance..

http://www.themotorcyclelawyer.com/MontanaMotorcycleLaws.html

Helmets optional, until 10-12 years ago the speed limit was defined as "reasonable & prudent". Fortunately, I have always been very reasonable & prudent

jh

"It's not what I say that's important, it's what you hear" Red Auerbach