I received my $20 leather jacket today. This is not a road-rash prevention device. But, for $20, it will suit my purposes. It has a zip-out liner with sleeves that button to the end of the jacket sleeves. It has a snap-in neck warmer. It has a hood that zippers on to the collar. It has six small pockets above the waist- 3 on each side - 1 slash, 1 zipper, and 1 snap. It has 2 normal sized zippered pockets on the chest, and a normal sized pocket on the inside left. The pockets and lining are polyester, so anything sharp like a set of keys will wear a hole in no time. It is made (where else?) in China.
This stuff is sold everywhere on the internet. I have seen prices for this jacket from $19 to $169. Do a Google search on Navarre Leather Company or Giovanni Navarre or even GF95XL and you'll see what I mean...
This isn't made with 1/2 inch thick Corinthian leather or impenetrable gnu hide, but it will block the wind on those chilly midnight rides home from work. That's all I wanted, and for $20 bucks..... works for me.