Everyone has different circumstances. This particular house has Louisiana Pacific siding on it, thats literally fallin off, and will require $16,000 to "do it right", a 2nd mortgage of over $15,000, which prevents a "short sale", and thugs walking the once calm streets at night, daring you to let your guard down. Several houses in this area are simply left empty by their owners, as it's simply throwing good money at a bad investment. How were they to know the circumstances would turn this bad, and they're lender won't work with them due to circumstances beyond their control? Someone else is in control of their lives anyway, so none of this matters. We continue to support them and help them all that we can...
