UPDATE: Got home from work, opened garage, and looking from the rear of the bike, rear fender has pronounced "flare" from rear of seat to tail light, almost like it was from the factory like that, but also found "creases" on either side of rear fender. Will definitely need rear fender, and Triumph of Atlanta won't be able to get to her until next month or so. Taking her for an estimate tomorrow, then submitting to GEICO....bike still ridable, and tail light still works...
