Ok, I got my policy renewal today and wondered if anyone can answer my questions,I seem to remember a member here was in the insurance field?

Correct me if I am wrong but "Uninsured motorist" coverage is BS for anyone who has their own heath insurance? If you were hit by an under-insured/uninsured driver the repairs to the bike are covered under your comprehensive/collision portion of your policy and bodily injuries would be covered by your heath insurance,correct?

It seems like my insurance company is trying to sell me extra coverage that I don't need(at least in my case where I have heath insurance).

I am asking to make sure I have my facts strait. Its about $100 more a year for the extra coverage,I don't mind paying if its worth having but I don't need double coverage.

I am In NV and I know insurance requirements vary state to state.

Thought,input?


Bill. "I spent a lot of money on booze, birds and fast cars. The rest I just squandered." -George Best