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...sometimes being an honest citizen is an obligation which requires one to do the right thing in spite of knowing the end result will require payment and not reward. I'll stay on the high road on things like this. It just ain't worth the bad karma to do otherwise.
Good on ya John... I commend you in this situation. She's the one that has to live with herself and you... well you get to live with yourself with a clear conscience. But ummmm, just a thought but maybe look into if it's cheaper just to pay for the 'damage' (not damage, but 'damage') yourself, or get the insurance co. to cover it.
Live to love, love to live.
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