https://docs.google.com/fileview?id=0B2I...uthkey=CLGCkdgG

"The point of the article was threefold:
  • 1) To remind readers that it's in their best interest to carry full insurance, as Harvey lamented;
  • 2) to give readers an idea of what to do-and not to do-in the unfortunate event of an accident;
  • 3) to generate just the sort of dialogue that's presented here.
We make no apologies
for that.-Ed."


Blowing gravel off rural roads