I personally have never used a heel toe shifter, so I can't offer concrete advice in that respect. I can tell you I've heard negative reviews concerning how the heel/toe shifter works on these bikes. I do run floorboards however, & they give you a whole range of places to position your feet that stock pegs don't. This makes a big difference when out on a long ride & you need to reposition. Using stock pegs, your feet are stuck there with no options.
IMHO, switching to a stock set-up without first trying the floorboards would be a mistake. If you really want to experiment with a stock peg set-up, I'd suggest mounting them in the standard riding position. That way at least, if you need to stretch while riding, you need only stand up on them. Can't do that the way the America's pegs are set up.
Love to see a woman riding her own bike. Good for you.
