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Speaking of Dave Ramsey, buy identity theft insurance.
I haven't but I'm tempted. My credit card company called and said someone started charging on my card yesterday. There's a reason I only have one non-debit VISA card: online purchases.



One thing I like over here in Taiwan. Whenever you make a credit card purchase, they send you a text message that your card has been used on your cell phone within seconds after the purchase.

My new venture: http://www.voglosounds.com