There are scum-bags that are heart less and soul less in this world.... those that prey on kids and the elderly are especially revolting..... I had recently stopped my Father from investing in a gold-mine..... the person responsable for this thought had said " well , where does gold come from ? & doesn't this (current economic conditions) remind you of the great depression".... after some phone calls to the family attorney , the folly has been laid to rest....... .... you got it right..... there are alot of snakes out there and it is a good idea to keep ones eyes open where our "older" family and friends are concerned.