Hey Big Mack, welcome to the forums. Don't mind the occasional comment from the insane asylum here that might be off colour. (Note the "u" in colour )

I prefer the looks of the Speedy but the America has a larger front fender to help prevent road splash. I like the pillion seat on the America with the tall luggage rack. The asthetics on the Speedy aren't the best IMO when the rack is included with the Speedy seat. Passengers might complain about the Speedy pillion also.

If you want the Speedy and will be riding one up, get the single seat and the rear fender rack along with the saddle bags. Looks more streamlined.