So almost three weeks after i crashed my bike, the insurance company calls and tells me they are gonna give me net $3000.00 to replace it. My blood has begun to boil! I was paying premiums based on stated $10,000.00 replacement value for a reason! In about five minutes i am able to list more than $7600.00 in add-ons and upgrades not including the cost of the bike. I think i'm gonna have to light a fire under my insurance agents butt and see what he can do for me.
All of this on top of the fact that my health insurance company is trying to backpedal and say they aren't covering my medical expenses due to some kind of technicality.

Has anybody had a positive experience with an insurance company? I sure haven't!
