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If you live within your means and budget sensibly, you'll eventualy get what you need, not what you think you want, because of a whim. I do'nt have any credit cards, but have a debit card that I use reluctantly. I refuse to line the fat cat companies pockets, discount for cash is the way forward. I also do'nt work and if I can live and enjoy myself without the leeches in my wallet, there's hope for others to do the same.



I had no income and looking for a job so I thank God I had my cards or I would have no electricity, food, TV, etc...I never carried a balance before but darn glad I kept the cards around. I used to use them for mail order and to order parts for my business. That way I didn't have to wait for my check to clear. I always paid off the balance but my work dried up.

I learned all I need to know about life by killing smart people and eating their brains.
Eat right ,Exercise ,Stay fit, Die Anyway!