When I had my salon I carried a 50K balance on 4 cards , I made a payment online 2 hours late (by mistake) and they ALL went to 29.99% . Might as well be 30% . They all refused to move , so I worked on them dilligently and then cancelled the cards . Credit cards are EVIL . They were cast UPWARDS from the Lake of Fire to torment people . I have NO sympathy for credit card companies .

2005 Model . Two Fast Eddy stickers , a bell and a clock . She's Lola . She tinkles and keeps time . http://s649.photobucket.com/albums/uu211/britbike05/