I didn't leave them out, just didn't want to do more typing or tread over the AUP here. Like I said, the fraud and enabling covered every spectrum of the process, and that includes the government and the Federal Reserve when they lowered the prime rate after 9/11 that encouraged all these bubbles by making low credit rates available.

And yes, when it comes to CONgress, a pox on both of their houses, but then we aren't supposed to talk politics here so I'll leave it at that.