Thanks, all. I've slept on it. Actually, the big bore was next on my things to do list.
Commuting in stop and go traffic, two teenage daughters with their learner's permits needing cars soon, the present state of the economy, owing only one more payment on the America, and deciding to stay married (in that order ) all played in the decision.
Dr PC- 21 years this time. She won't ride. I rode her around the block once, she held on with her face buried. Frankly, I took my pillion pad off and don't ride with beautiful wife or 3 daughters at all. If I go down, I'll get over it. If one of them ended up scarred, rashed or worse, I wouldn't be able to handle it.