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Whew! As a retired army man that "FTA" holds an entirely different meaning to me. Not repeatable in polite company. 
You mean it doesn't stand for Fun, Travel and Adventure? 
WOW flashback,,,that was my first thought when i saw the title.Thought it was a note from an unhappy private 
The percentage you're paying is too high-priced
While you're living beyond all your means
And the man in the suit has just bought a new car
From the profit he's made on your dreams
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