The brakes on my '03 America are better than the ones on the OL's '05 HD Lowrider. Depending on how you ride, you will probably need to replace the rear pads (a 20 minute task) sometime between 5K and 15K miles. If you buy aftermarket pads from newspeedmaster.com, they will last you about 2 to 3 times as long as the original. If you ride like a teenager, the same place has a great buy on a floating disk and really good brake pads.