Hi there Tom,
Welcome to a great site. If you cannot find the answer to any question (including vegetable gardening) here, you may as well give up the question!

The brakes. You are going to get a ton of agreeing/dissenting opinions on here (and that's all they are) and here is mine. I live in Ft. Lauderdale where the cars/trucks/SUVs are plentiful and they all do not give a crap about motorsickles. Therefore, I am always grabbing a handful (and a footfull) of brakes. I have never thought "gee, is this bike going to stop?". It friggin stops just fine. Could it be better? Of course, but so could 99.9% of things out there.
All that said, I am VERY happy with the brakes and the way they handle. Will I upgrade them? Possibly, but not in the near future.
My suggestion is to go to the dealer and take a demo ride and see for yourself. Ride a BA and an SM and do a panic stop on each...