Oh , by the way , on a positive note , there's a local bank here in Jackson , Ga . that has a ZERO % default rate . Why ? They make people - get this - submit a financial statement . They also run a credit check in conjunction with the tumerity to tell borrowers to LIVE WITHIN THEIR MEANS . What a concept . Approved / Denied . Makes ya wanna invest in THAT lending institution , now doesn't it ?
