the money you save, (or don't pay in taxes to the government) can be used for other stuff, ie; a new bike....treat yourself with the money you use to spend on cigs. when you get out the calcualtor, you'll probably find that a bike payment is less, and you'll still have enough left over to cover insurance, gas, and maintenance...what a deal...and guess what, you'll be healthier and happier for it.... good for you and best of luck.....