Pat,

Thanks for the post. I will admit that this issue is still one that confuses me. I had it explained to me at MSF course, YOU explained it at your house or somewhere and I believe from what I've been told by people who watch me that I do it. However, I still cannot "get my head around" how it works. I read, and will reread the article. Thanks again...

Tad

Patriotism: Supporting your country all the time and your government when it deserves it. M. Twain