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Beyond the dual front disc brakes of the Speedmaster, it comes down to ergonomics and style. And you kinda have to figure that out for yourself. Go sit on both and see what you think about the handlebar configuration and the seat.
Even at that it is cheaper to change the bars than to add a dual disc so if the dual disc is important buy the SM and change the bars if you want.
That's what I did. Bought the Speedmaster and put on the America Handle Bars and Cables. Don
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