That's a really good point Rich.
My union health and welfare system has had no co-pay, no deductible for doctors visits for years.
When the funds get low, they impose a nominal co-payment; say fifteen dollars per visit. It's amazing how many people suddenly don't need to see the doctor for every little sniffle or paper cut.
The illusion of "free care" can easily lead to abuse, so some kind of co-payment system would help keep that in check while still keeping it affordable.
BTW, 14% of my negotiated wage and benefit package goes for health care coverage, so 10 percent instead? Sure.
We have private managed care systems. They're called HMOs. I understand some are very good, but most of the people I know who have opted for the HMO say they're every bit as bad if not worse than the stories we hear about Britain's system.
And there's plenty of abuse in the private sector too,not just Medicaid and Medicare. Actually it wouldn't surprise me if there's more.
What some do to save a few pennies
