Quote: I didn't see your name on my policy. Nope, just checked, just my name is on my policies. Just my name is on the checks I write for the premiums too. Dang, you are not on my title either.
You have a helmet law surely not a single death this year on bikes. All that gear saved em all I am sure.
Dead people don't drive up costs so it's really not about the gear saving them, it's about the $250K that an average head injury costs. Surely your policy doesn't cost you that much, yet if you fall off your bike at the curb like Gary Busey, that's what the repair will run. Where do you think the rest of the money comes from?
