Well if I understand what I heard our Gov. in Florida say last week, there is legislation being considered to require $50,000 health insurance & having to pass an education course before you can obtain a motorcycle endorsement. They sight the statistics that say, since the repeal of the helmet laws in Florida the injuries have increased three-fold or some large number. I don't mind the education component, but the cost of that type of insurance is way to much. Personally, I would rather have them put the helmet laws in place. I always wear one anyway. The only boneheads I see not wearing helmets are the HD boys anyway!!!!