These things aren't really warranties as much as they are insurance policies. You would have to have a $1300 warrantable condition to make it worthwhile. I've heard of people taking a car back for smoking and using a quart of oil a week; not covered because the car is still running. I never buy an extended warranty, but as soon as I talk you out of it your plastic oil pump gears will strip and your engine will sieze. Its like gambling in a casino. You can win, but the odds are with the house. After all, they are in business to make money.