Hi Mike
I have an 02 America and ride 2 up a lot. She pulls just fine. I live in NC piedmont and go up to the mountans a lot. Have riden with HD and other bikes up the hills. She hangs with all the others and keeps on going. I have never riden a Speedy. Just like my America all that chrome

only problem is the passenger seat which I am going to get a Corbin for the wife. Check the lounge I posted Question about Corbin Seats, everone says that is the way to go if you want to ride more than 20 miles before stopping.
Good luck with your choice you can't go wrong either way.
good riding John