Hi Mike,
Whichever one you like the looks and feel of, buy it. The Speedmaster has the 16T front sprocket, but there's really not that much difference. I prefer the shiny bike, I have an America and replaced my 17T with an 18T front sprocket, hauling my 230 pounds plus my bride of 30 years weighing in at a mere ............ pounds (she's actually very attractive, although I can't reveal her weight again, ever, not ever). My bike is an '02 model and has 39,700 miles with about a third of those miles riding two up. The America will be a good choice, especially if it will be her bike in a year or two, and you'll be riding the bigger version or a triple. If you buy aftermarket chrome bits, be sure to keep the old parts and offer them here for sale or on ebay. Get your pipes from Brent, or Specialty Spares, Thunderbike, or JCWhitney. The Triumph off roads are still a bit mild for my taste.
Like I said, either bike will serve you well. The only problem I've had with mine is, I have to stop for gas every 150-170 miles when we ride together. I tend to stop more often when I am alone since I go into the "twisted throttle" mode.
Where do ya'll live? Your elevation above sea level may play a factor in your choice - but you'll have to ask the "more learned" or should I say "more seasoned" riders here. You can tell us where you live, we ain't coming to visit unless we're invited. Of course, if you're in Florida, don't be surprized to come home from work to find a few of us in your pool this winter, we're a pretty social lot.
Now, if you think this will be your bride's bike in a year or so, have her get in touch with Mert, Amy or Becky here. They are all super classy girls with super classy bikes. And!?! They look great on them.
Whatever Ya'll Get - Ride It Safe,
Dennis
Florence, Alabama


Ride Safe, Dennis Triumph, it's how I live and what I ride.